{"id":11,"date":"2026-10-21T18:07:27","date_gmt":"2026-10-21T21:07:27","guid":{"rendered":"https:\/\/pactramfo.com\/privacy-2\/"},"modified":"2026-10-22T11:44:20","modified_gmt":"2026-10-22T14:44:20","slug":"privacy","status":"publish","type":"page","link":"https:\/\/pactramfo.com\/pt\/privacy\/","title":{"rendered":"Pol\u00edtica de privacidade"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11\" class=\"elementor elementor-11 elementor-7 elementor-bc-flex-widget\" data-elementor-post-type=\"page\">\n\t\t\t\t<section class=\"elementor-element elementor-element-358236a e-con-full page-head e-flex e-con e-parent\" data-id=\"358236a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5795c7a e-con-full in e-flex e-con e-parent\" data-id=\"5795c7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8bfea11 label elementor-widget elementor-widget-heading\" data-id=\"8bfea11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Pactra Multi Family Office<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fffd7ba legal-h1 elementor-widget elementor-widget-heading\" data-id=\"fffd7ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Pol\u00edtica de privacidade<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1535ccc elementor-widget elementor-widget-text-editor\" data-id=\"1535ccc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00daltima atualiza\u00e7\u00e3o: 30 de outubro de 2026<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-634c7ca e-con-full sec e-flex e-con e-parent\" data-id=\"634c7ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c433713 e-con-full in e-flex e-con e-parent\" data-id=\"c433713\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-abd5d60 e-con-full legal-body e-flex e-con e-parent\" data-id=\"abd5d60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eecdb0a legal-intro elementor-widget elementor-widget-text-editor\" data-id=\"eecdb0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Esta pol\u00edtica explica como a Pactra Multi Family Office trata os dados pessoais de quem visita o site pactramfo.com ou entra em contato por ele. Ela segue a Lei Geral de Prote\u00e7\u00e3o de Dados (LGPD, Lei n\u00ba 13.709\/2018) e a Lei Federal Su\u00ed\u00e7a de Prote\u00e7\u00e3o de Dados (LPD).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c62b2fa e-con-full legal-sec e-flex e-con e-parent\" data-id=\"c62b2fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d25ee7d legal-h2 elementor-widget elementor-widget-heading\" data-id=\"d25ee7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Quem \u00e9 o respons\u00e1vel pelos seus dados<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9945594 legal-text elementor-widget elementor-widget-text-editor\" data-id=\"9945594\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O controlador dos dados pessoais tratados neste site \u00e9 Clarus Multi Family Office GmbH, sociedade constitu\u00edda de acordo com as leis da Su\u00ed\u00e7a, registrada sob o n\u00ba CHE-315.803.038, com sede na Nordstrasse 3, 6300 Zug, Su\u00ed\u00e7a (&#8220;Pactra&#8221;). Como este site \u00e9 oferecido a pessoas no Brasil, o tratamento dos seus dados segue a LGPD, mesmo sendo a Pactra uma empresa estrangeira.<\/p><p>Encarregado pelo tratamento de dados (DPO): Ricardo Rimoli, que pode ser contatado pelo e-mail <a class=\"link\" href=\"mailto:contact@pactramfo.com\">contact@pactramfo.com<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-334cda1 e-con-full legal-sec e-flex e-con e-parent\" data-id=\"334cda1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3caba3e legal-h2 elementor-widget elementor-widget-heading\" data-id=\"3caba3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Quais dados coletamos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a608411 legal-text elementor-widget elementor-widget-text-editor\" data-id=\"a608411\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Dados que voc\u00ea nos envia.<\/strong> Quando voc\u00ea usa o formul\u00e1rio de contato ou escreve para contact@pactramfo.com, recebemos seu nome, seu e-mail, a mensagem e qualquer outra informa\u00e7\u00e3o que voc\u00ea decida incluir. Pedimos que n\u00e3o envie dados financeiros, patrimoniais ou documentos por esses canais.<\/p><p><strong>Dados de navega\u00e7\u00e3o.<\/strong> Somente se voc\u00ea aceitar os cookies de an\u00e1lise, o Google Analytics coleta informa\u00e7\u00f5es sobre como o site \u00e9 usado: p\u00e1ginas visitadas, tempo de visita, tipo de dispositivo e navegador, idioma, regi\u00e3o aproximada e site de origem. Esses dados s\u00e3o vistos de forma agregada e n\u00e3o s\u00e3o usados para identificar voc\u00ea.<\/p><p><strong>Dados t\u00e9cnicos.<\/strong> Para o site funcionar com seguran\u00e7a, o servidor registra automaticamente dados como endere\u00e7o IP, data e hora de acesso e tipo de navegador.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b175101 e-con-full legal-sec e-flex e-con e-parent\" data-id=\"b175101\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26a949e legal-h2 elementor-widget elementor-widget-heading\" data-id=\"26a949e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Para que usamos os dados e com qual base legal<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79301a1 legal-text elementor-widget elementor-widget-text-editor\" data-id=\"79301a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table class=\"legal-table\"><thead><tr><th scope=\"col\">Finalidade<\/th><th scope=\"col\">Dados<\/th><th scope=\"col\">Base legal (LGPD)<\/th><\/tr><\/thead><tbody><tr><td>Responder ao seu contato<\/td><td>Nome, e-mail, mensagem<\/td><td>Procedimentos preliminares a contrato, a seu pedido, e leg\u00edtimo interesse (art. 7\u00ba, V e IX)<\/td><\/tr><tr><td>Medir o uso do site e melhorar o conte\u00fado<\/td><td>Dados de navega\u00e7\u00e3o<\/td><td>Consentimento (art. 7\u00ba, I), dado no aviso de cookies<\/td><\/tr><tr><td>Manter o site funcionando e seguro<\/td><td>Dados t\u00e9cnicos, cookies necess\u00e1rios<\/td><td>Leg\u00edtimo interesse (art. 7\u00ba, IX)<\/td><\/tr><tr><td>Cumprir obriga\u00e7\u00f5es legais e regulat\u00f3rias<\/td><td>Os dados necess\u00e1rios em cada caso<\/td><td>Cumprimento de obriga\u00e7\u00e3o legal ou regulat\u00f3ria (art. 7\u00ba, II)<\/td><\/tr><\/tbody><\/table><p>N\u00e3o usamos os dados do site para publicidade, remarketing ou cria\u00e7\u00e3o de perfis, e n\u00e3o vendemos dados pessoais.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ba0837 e-con-full legal-sec e-flex e-con e-parent\" data-id=\"3ba0837\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-613b620 legal-h2 elementor-widget elementor-widget-heading\" data-id=\"613b620\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Com quem compartilhamos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a891f1 legal-text elementor-widget elementor-widget-text-editor\" data-id=\"5a891f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Compartilhamos dados apenas com fornecedores que nos ajudam a operar o site, sempre limitados ao necess\u00e1rio:<\/p><ul><li>Hospedagem do site: Infomaniak Network SA, na Su\u00ed\u00e7a.<\/li><li>Medi\u00e7\u00e3o de audi\u00eancia: Google Analytics (Google), apenas com seu consentimento.<\/li><li>E-mail: o provedor de e-mail da Pactra, que recebe as mensagens do formul\u00e1rio.<\/li><li>C\u00f3pias de seguran\u00e7a: [SERVI\u00c7O DE BACKUP].<\/li><\/ul><p>Tamb\u00e9m podemos compartilhar dados com autoridades p\u00fablicas e reguladores quando a lei exigir.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-40d0cb6 e-con-full legal-sec e-flex e-con e-parent\" data-id=\"40d0cb6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b5c604c legal-h2 elementor-widget elementor-widget-heading\" data-id=\"b5c604c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Transfer\u00eancia internacional<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7467325 legal-text elementor-widget elementor-widget-text-editor\" data-id=\"7467325\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Alguns desses fornecedores, como o Google, armazenam dados fora do Brasil, inclusive nos Estados Unidos. A Pactra tamb\u00e9m tem escrit\u00f3rio em Zug, na Su\u00ed\u00e7a, e uma mensagem enviada pelo site pode ser tratada pela equipe de l\u00e1. Nesses casos, adotamos as garantias previstas na LGPD e na LPD, como cl\u00e1usulas contratuais padr\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d57106 e-con-full legal-sec e-flex e-con e-parent\" data-id=\"2d57106\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f109d5 legal-h2 elementor-widget elementor-widget-heading\" data-id=\"1f109d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6. Por quanto tempo guardamos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cb30cd legal-text elementor-widget elementor-widget-text-editor\" data-id=\"1cb30cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Mensagens de contato: at\u00e9 2 anos ap\u00f3s o \u00faltimo contato, salvo se derem in\u00edcio a uma rela\u00e7\u00e3o de cliente, que segue as regras pr\u00f3prias do contrato e da regula\u00e7\u00e3o.<\/li><li>Dados do Google Analytics: 14 meses.<\/li><li>Registros t\u00e9cnicos do servidor: pelo tempo definido pelo provedor de hospedagem, para fins de seguran\u00e7a.<\/li><\/ul><p>Terminado o prazo, os dados s\u00e3o apagados ou anonimizados, exceto quando a lei exigir que sejam mantidos por mais tempo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec62730 e-con-full legal-sec e-flex e-con e-parent\" data-id=\"ec62730\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee665b9 legal-h2 elementor-widget elementor-widget-heading\" data-id=\"ee665b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">7. Como protegemos os dados<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53fc6b1 legal-text elementor-widget elementor-widget-text-editor\" data-id=\"53fc6b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O site usa conex\u00e3o criptografada (HTTPS), acesso restrito \u00e0 \u00e1rea administrativa e c\u00f3pias de seguran\u00e7a peri\u00f3dicas. Apenas pessoas autorizadas da Pactra t\u00eam acesso \u00e0s mensagens recebidas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-500a575 e-con-full legal-sec e-flex e-con e-parent\" data-id=\"500a575\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c50e72c legal-h2 elementor-widget elementor-widget-heading\" data-id=\"c50e72c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">8. Seus direitos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b6cc01 legal-text elementor-widget elementor-widget-text-editor\" data-id=\"3b6cc01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Voc\u00ea pode, a qualquer momento, pedir:<\/p><ul><li>confirma\u00e7\u00e3o de que tratamos seus dados e acesso a eles;<\/li><li>corre\u00e7\u00e3o de dados incompletos ou errados;<\/li><li>anonimiza\u00e7\u00e3o, bloqueio ou exclus\u00e3o de dados desnecess\u00e1rios;<\/li><li>portabilidade dos dados;<\/li><li>informa\u00e7\u00e3o sobre com quem compartilhamos seus dados;<\/li><li>revoga\u00e7\u00e3o do consentimento, inclusive para cookies de an\u00e1lise;<\/li><li>oposi\u00e7\u00e3o a um tratamento que considere irregular.<\/li><\/ul><p>Para exercer esses direitos, escreva para <a class=\"link\" href=\"mailto:contact@pactramfo.com\">contact@pactramfo.com<\/a>. Respondemos no prazo previsto em lei. Voc\u00ea tamb\u00e9m pode apresentar reclama\u00e7\u00e3o \u00e0 Autoridade Nacional de Prote\u00e7\u00e3o de Dados (ANPD) ou, na Su\u00ed\u00e7a, ao Comiss\u00e1rio Federal de Prote\u00e7\u00e3o de Dados e Informa\u00e7\u00e3o (FDPIC).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ef8703 e-con-full legal-sec e-flex e-con e-parent\" data-id=\"2ef8703\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c71f5c legal-h2 elementor-widget elementor-widget-heading\" data-id=\"4c71f5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">9. Cookies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b74f26 legal-text elementor-widget elementor-widget-text-editor\" data-id=\"6b74f26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Usamos cookies necess\u00e1rios para o funcionamento do site e, apenas com seu consentimento, cookies de an\u00e1lise. Os detalhes est\u00e3o na nossa <a class=\"link\" href=\"https:\/\/pactramfo.com\/pt\/cookies\/\">Pol\u00edtica de cookies<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-40bd295 e-con-full legal-sec e-flex e-con e-parent\" data-id=\"40bd295\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe50b0a legal-h2 elementor-widget elementor-widget-heading\" data-id=\"fe50b0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">10. Altera\u00e7\u00f5es nesta pol\u00edtica<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69095c0 legal-text elementor-widget elementor-widget-text-editor\" data-id=\"69095c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Podemos atualizar esta pol\u00edtica. A data da \u00faltima vers\u00e3o fica sempre no topo da p\u00e1gina.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d75979 e-con-full legal-sec e-flex e-con e-parent\" data-id=\"1d75979\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49eca7c legal-h2 elementor-widget elementor-widget-heading\" data-id=\"49eca7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">11. Contato<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7755da3 legal-text elementor-widget elementor-widget-text-editor\" data-id=\"7755da3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>D\u00favidas sobre privacidade: <a class=\"link\" href=\"mailto:contact@pactramfo.com\">contact@pactramfo.com<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2adb69 elementor-widget elementor-widget-html\" data-id=\"b2adb69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<p><a class=\"link\" href=\"https:\/\/pactramfo.com\/pt\/\">Voltar para o in\u00edcio<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-11","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/pactramfo.com\/pt\/wp-json\/wp\/v2\/pages\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pactramfo.com\/pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pactramfo.com\/pt\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/pactramfo.com\/pt\/wp-json\/wp\/v2\/comments?post=11"}],"version-history":[{"count":1,"href":"https:\/\/pactramfo.com\/pt\/wp-json\/wp\/v2\/pages\/11\/revisions"}],"predecessor-version":[{"id":20,"href":"https:\/\/pactramfo.com\/pt\/wp-json\/wp\/v2\/pages\/11\/revisions\/20"}],"wp:attachment":[{"href":"https:\/\/pactramfo.com\/pt\/wp-json\/wp\/v2\/media?parent=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}