{"id":16,"date":"2026-10-21T18:07:27","date_gmt":"2026-10-21T21:07:27","guid":{"rendered":"https:\/\/pactramfo.com\/home-2\/"},"modified":"2026-10-22T11:44:21","modified_gmt":"2026-10-22T14:44:21","slug":"home","status":"publish","type":"page","link":"https:\/\/pactramfo.com\/fr\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"16\" class=\"elementor elementor-16 elementor-6 elementor-bc-flex-widget\" data-elementor-post-type=\"page\">\n\t\t\t\t<section class=\"elementor-element elementor-element-75639ab e-con-full hero e-flex e-con e-parent\" data-id=\"75639ab\" data-element_type=\"container\" data-e-type=\"container\" id=\"top\" aria-labelledby=\"h1\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b295e04 pactra-layers elementor-widget elementor-widget-html\" data-id=\"b295e04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"hero-bg\" aria-hidden=\"true\"><\/div>\r\n  <canvas class=\"hero-canvas\" id=\"pattern\" aria-hidden=\"true\"><\/canvas>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e487fde e-con-full in e-flex e-con e-parent\" data-id=\"e487fde\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2de1a97 e-con-full grid hero-main e-flex e-con e-parent\" data-id=\"2de1a97\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8626110 e-con-full hero-copy e-flex e-con e-parent\" data-id=\"8626110\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1aceb6 label hero-cat elementor-widget elementor-widget-heading\" data-id=\"e1aceb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-intro=\"\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Multi Family Office, conseil et formation<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b8efd2 hero-title elementor-widget elementor-widget-heading\" data-id=\"6b8efd2\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"h1\" data-split=\"\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Prot\u00e9ger le capital et la r\u00e9putation des familles par une ind\u00e9pendance totale<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f79d98b hero-sub elementor-widget elementor-widget-text-editor\" data-id=\"f79d98b\" data-element_type=\"widget\" data-e-type=\"widget\" data-intro=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9sente \u00e0 Zoug, en Suisse, et \u00e0 S\u00e3o Paulo, au Br\u00e9sil, Pactra intervient \u00e0 l&#39;\u00e9chelle mondiale, forte d&#39;une exp\u00e9rience aupr\u00e8s d&#39;institutions financi\u00e8res, d&#39;entreprises et de multi family offices. Gestion de la r\u00e9putation en situation de crise, sans conflit d&#39;int\u00e9r\u00eats bancaire.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c01ab1e e-con-full hero-mail e-flex e-con e-parent\" data-id=\"c01ab1e\" data-element_type=\"container\" data-e-type=\"container\" data-intro=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b2a320 hm-k elementor-widget elementor-widget-heading\" data-id=\"1b2a320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Demandes confidentielles<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5003f7a elementor-widget elementor-widget-text-editor\" data-id=\"5003f7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a class=\"link\" href=\"mailto:contact@pactramfo.com\">contact@pactramfo.com<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ca1fd4 hero-photo elementor-widget elementor-widget-html\" data-id=\"1ca1fd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<figure class=\"shot shot--portrait shot--x-right\">\r\n  <div class=\"frame\" data-shot=\"right\">\r\n    <img src=\"https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/hero-zurich-1000.webp?v=019d8dac\" srcset=\"https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/hero-zurich-1000.webp?v=019d8dac 1000w, https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/hero-zurich-2000.webp?v=3bcafa9c 2000w\" sizes=\"(max-width: 767px) 100vw, 34vw\" alt=\"Zurich \u00e0 l&#39;aube, avec le clocher de Saint-Pierre et le lac au loin\" fetchpriority=\"high\" decoding=\"async\">\r\n    <span class=\"veil\" aria-hidden=\"true\"><\/span>\r\n  <\/div>\r\n  <svg class=\"regmark regmark--bl\" viewBox=\"0 0 46 46\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 0) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\r\n<\/figure>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c8b42bf e-con-full hero-strip e-flex e-con e-parent\" data-id=\"c8b42bf\" data-element_type=\"container\" data-e-type=\"container\" data-intro=\"\">\n\t\t<div class=\"elementor-element elementor-element-5d20d57 e-con-full e-flex e-con e-parent\" data-id=\"5d20d57\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4793555 v sm elementor-widget elementor-widget-heading\" data-id=\"4793555\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">S\u00e3o Paulo et Zoug<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51e6ee6 k elementor-widget elementor-widget-heading\" data-id=\"51e6ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Bureaux<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5bf8102 e-con-full e-flex e-con e-parent\" data-id=\"5bf8102\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97c6ea9 v sm elementor-widget elementor-widget-heading\" data-id=\"97c6ea9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">CVM &amp; ANBIMA<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24ab1c1 k elementor-widget elementor-widget-heading\" data-id=\"24ab1c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">r\u00e9glement\u00e9s et supervis\u00e9s<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-d51109c e-con-full sec about e-flex e-con e-parent\" data-id=\"d51109c\" data-element_type=\"container\" data-e-type=\"container\" id=\"about\" aria-labelledby=\"about-h\">\n\t\t<div class=\"elementor-element elementor-element-367541b e-con-full in e-flex e-con e-parent\" data-id=\"367541b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6842998 e-con-full grid e-flex e-con e-parent\" data-id=\"6842998\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3709012 e-con-full head e-flex e-con e-parent\" data-id=\"3709012\" data-element_type=\"container\" data-e-type=\"container\" data-enter=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0331d34 label elementor-widget elementor-widget-heading\" data-id=\"0331d34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Qui nous sommes<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3094820 h2 elementor-widget elementor-widget-heading\" data-id=\"3094820\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"about-h\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bienvenue chez Pactra<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd4c643 statement elementor-widget elementor-widget-text-editor\" data-id=\"fd4c643\" data-element_type=\"widget\" data-e-type=\"widget\" data-scrub=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nous pratiquons l&#39;ing\u00e9nierie patrimoniale appliqu\u00e9e. Nous ne vendons pas de produits standardis\u00e9s. Nous structurons la protection financi\u00e8re et la gouvernance globale.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2dec434 e-con-full grid about-row2 e-flex e-con e-parent\" data-id=\"2dec434\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a510dd about-photo elementor-widget elementor-widget-html\" data-id=\"6a510dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<figure class=\"shot shot--portrait shot--x-left offset-photo\">\r\n  <div class=\"frame\" data-shot=\"left\">\r\n    <img src=\"https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/marble-1000.webp?v=285f9084\" srcset=\"https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/marble-1000.webp?v=285f9084 1000w, https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/marble-2000.webp?v=4768cf19 2000w\" sizes=\"(max-width: 767px) 100vw, 42vw\" alt=\"Colonnes et arches de marbre blanc\" loading=\"lazy\" decoding=\"async\">\r\n    <span class=\"veil\" aria-hidden=\"true\"><\/span>\r\n  <\/div>\r\n  <svg class=\"regmark regmark--tr\" viewBox=\"0 0 46 46\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 0) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\r\n<\/figure>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0ab8435 e-con-full about-text e-flex e-con e-parent\" data-id=\"0ab8435\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a540c54 lead elementor-widget elementor-widget-text-editor\" data-id=\"a540c54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nous agissons comme partenaires strat\u00e9giques : nous mettons au jour les risques invisibles, successoraux, juridictionnels et fiscaux, pour prot\u00e9ger votre patrimoine et pr\u00e9server intacts vos actifs les moins n\u00e9gociables, votre r\u00e9putation et votre h\u00e9ritage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ad0b179 e-con-full values e-flex e-con e-parent\" data-id=\"ad0b179\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-34ef2ca e-con-full value e-flex e-con e-parent\" data-id=\"34ef2ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb9ed2c elementor-widget elementor-widget-html\" data-id=\"eb9ed2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"14\" height=\"14\" viewBox=\"0 0 46 46\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 0) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6d3201 name elementor-widget elementor-widget-heading\" data-id=\"e6d3201\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Gouvernance<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd1fa95 what elementor-widget elementor-widget-text-editor\" data-id=\"cd1fa95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La structure prime sur l&#39;individu. Sans exception.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e70330 e-con-full value e-flex e-con e-parent\" data-id=\"1e70330\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d6c3907 elementor-widget elementor-widget-html\" data-id=\"d6c3907\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"14\" height=\"14\" viewBox=\"0 0 46 46\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 0) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2a9501 name elementor-widget elementor-widget-heading\" data-id=\"c2a9501\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Sym\u00e9trie<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86d64b4 what elementor-widget elementor-widget-text-editor\" data-id=\"86d64b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nous si\u00e9geons du m\u00eame c\u00f4t\u00e9 de la table.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f7e41c3 e-con-full value e-flex e-con e-parent\" data-id=\"f7e41c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ebf52f4 elementor-widget elementor-widget-html\" data-id=\"ebf52f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"14\" height=\"14\" viewBox=\"0 0 46 46\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 0) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0b84a6 name elementor-widget elementor-widget-heading\" data-id=\"c0b84a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Traction &amp; h\u00e9ritage<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad990b1 what elementor-widget elementor-widget-text-editor\" data-id=\"ad990b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un capital en mouvement, prot\u00e9g\u00e9 de g\u00e9n\u00e9ration en g\u00e9n\u00e9ration.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-adb99f2 e-con-full sec fid e-flex e-con e-parent\" data-id=\"adb99f2\" data-element_type=\"container\" data-e-type=\"container\" id=\"fid\" aria-labelledby=\"fid-h\">\n\t\t<div class=\"elementor-element elementor-element-e61f269 e-con-full in e-flex e-con e-parent\" data-id=\"e61f269\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-37ea3e1 e-con-full grid sec-head e-flex e-con e-parent\" data-id=\"37ea3e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-78e5204 e-con-full t e-flex e-con e-parent\" data-id=\"78e5204\" data-element_type=\"container\" data-e-type=\"container\" data-enter=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70447e2 h2 elementor-widget elementor-widget-heading\" data-id=\"70447e2\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"fid-h\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Un alignement fiduciaire sans compromis commercial<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b27154 lead elementor-widget elementor-widget-text-editor\" data-id=\"4b27154\" data-element_type=\"widget\" data-e-type=\"widget\" data-enter-solo=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pactra op\u00e8re avec une transparence totale des co\u00fbts et sans aucun quota de produits tiers : chaque conseil est d\u00e9di\u00e9 exclusivement aux int\u00e9r\u00eats de la famille.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73c4e1e e-con-full compare e-flex e-con e-parent\" data-id=\"73c4e1e\" data-element_type=\"container\" data-e-type=\"container\" role=\"table\" aria-label=\"Un alignement fiduciaire sans compromis commercial\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d73a02 pactra-layers elementor-widget elementor-widget-html\" data-id=\"5d73a02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<span class=\"rail\" aria-hidden=\"true\"><i><\/i><\/span>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdfd565 e-con-full row th-row e-flex e-con e-parent\" data-id=\"fdfd565\" data-element_type=\"container\" data-e-type=\"container\" role=\"row\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d097b99 th trad elementor-widget elementor-widget-heading\" data-id=\"d097b99\" data-element_type=\"widget\" data-e-type=\"widget\" role=\"columnheader\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Banque priv\u00e9e traditionnelle<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab8847c mid elementor-widget elementor-widget-html\" data-id=\"ab8847c\" data-element_type=\"widget\" data-e-type=\"widget\" aria-hidden=\"true\" data-widget_type=\"html.default\">\n\t\t\t\t\t<span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9704400 th pac elementor-widget elementor-widget-heading\" data-id=\"9704400\" data-element_type=\"widget\" data-e-type=\"widget\" role=\"columnheader\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Pactra Multi Family Office<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f25a468 e-con-full row e-flex e-con e-parent\" data-id=\"f25a468\" data-element_type=\"container\" data-e-type=\"container\" role=\"row\" data-compare=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-086d1b9 trad-t elementor-widget elementor-widget-heading\" data-id=\"086d1b9\" data-element_type=\"widget\" data-e-type=\"widget\" role=\"cell\" data-k=\"Banque priv\u00e9e traditionnelle\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Guid\u00e9e par des quotas de vente<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63b3fba mid elementor-widget elementor-widget-html\" data-id=\"63b3fba\" data-element_type=\"widget\" data-e-type=\"widget\" aria-hidden=\"true\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"16\" height=\"10\" viewBox=\"0 0 16 10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.2\" aria-hidden=\"true\"><path d=\"M0 5h15M11 1l4 4-4 4\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f38c568 pac-t elementor-widget elementor-widget-heading\" data-id=\"f38c568\" data-element_type=\"widget\" data-e-type=\"widget\" role=\"cell\" data-k=\"Pactra Multi Family Office\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">100 % align\u00e9e sur les int\u00e9r\u00eats de la famille<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3edf64 e-con-full row e-flex e-con e-parent\" data-id=\"b3edf64\" data-element_type=\"container\" data-e-type=\"container\" role=\"row\" data-compare=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7893fc3 trad-t elementor-widget elementor-widget-heading\" data-id=\"7893fc3\" data-element_type=\"widget\" data-e-type=\"widget\" role=\"cell\" data-k=\"Banque priv\u00e9e traditionnelle\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Commissions sur produits tiers<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87a0188 mid elementor-widget elementor-widget-html\" data-id=\"87a0188\" data-element_type=\"widget\" data-e-type=\"widget\" aria-hidden=\"true\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"16\" height=\"10\" viewBox=\"0 0 16 10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.2\" aria-hidden=\"true\"><path d=\"M0 5h15M11 1l4 4-4 4\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8491f9b pac-t elementor-widget elementor-widget-heading\" data-id=\"8491f9b\" data-element_type=\"widget\" data-e-type=\"widget\" role=\"cell\" data-k=\"Pactra Multi Family Office\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Aucun quota commercial ni frais de produit<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-088da95 e-con-full row e-flex e-con e-parent\" data-id=\"088da95\" data-element_type=\"container\" data-e-type=\"container\" role=\"row\" data-compare=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad31760 trad-t elementor-widget elementor-widget-heading\" data-id=\"ad31760\" data-element_type=\"widget\" data-e-type=\"widget\" role=\"cell\" data-k=\"Banque priv\u00e9e traditionnelle\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Marges dissimul\u00e9es le long de la cha\u00eene de co\u00fbts<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9e5244 mid elementor-widget elementor-widget-html\" data-id=\"f9e5244\" data-element_type=\"widget\" data-e-type=\"widget\" aria-hidden=\"true\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"16\" height=\"10\" viewBox=\"0 0 16 10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.2\" aria-hidden=\"true\"><path d=\"M0 5h15M11 1l4 4-4 4\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-576e181 pac-t elementor-widget elementor-widget-heading\" data-id=\"576e181\" data-element_type=\"widget\" data-e-type=\"widget\" role=\"cell\" data-k=\"Pactra Multi Family Office\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Transparence compl\u00e8te sur l&#039;ensemble des co\u00fbts<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-437438d e-con-full row e-flex e-con e-parent\" data-id=\"437438d\" data-element_type=\"container\" data-e-type=\"container\" role=\"row\" data-compare=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c5d6a7 trad-t elementor-widget elementor-widget-heading\" data-id=\"6c5d6a7\" data-element_type=\"widget\" data-e-type=\"widget\" role=\"cell\" data-k=\"Banque priv\u00e9e traditionnelle\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Mod\u00e8les standardis\u00e9s, pr\u00eats \u00e0 l&#039;emploi<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56aa43c mid elementor-widget elementor-widget-html\" data-id=\"56aa43c\" data-element_type=\"widget\" data-e-type=\"widget\" aria-hidden=\"true\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"16\" height=\"10\" viewBox=\"0 0 16 10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.2\" aria-hidden=\"true\"><path d=\"M0 5h15M11 1l4 4-4 4\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5921c7 pac-t elementor-widget elementor-widget-heading\" data-id=\"f5921c7\" data-element_type=\"widget\" data-e-type=\"widget\" role=\"cell\" data-k=\"Pactra Multi Family Office\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Architectures fiduciaires transfrontali\u00e8res sur mesure<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-2ef8128 e-con-full sec funds e-flex e-con e-parent\" data-id=\"2ef8128\" data-element_type=\"container\" data-e-type=\"container\" id=\"funds\" aria-labelledby=\"funds-h\">\n\t\t<div class=\"elementor-element elementor-element-5a82e6e e-con-full in e-flex e-con e-parent\" data-id=\"5a82e6e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0429397 e-con-full grid sec-head e-flex e-con e-parent\" data-id=\"0429397\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6b76b63 e-con-full t e-flex e-con e-parent\" data-id=\"6b76b63\" data-element_type=\"container\" data-e-type=\"container\" data-enter=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d48b510 label elementor-widget elementor-widget-heading\" data-id=\"d48b510\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Allocation<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8183cf9 h2 elementor-widget elementor-widget-heading\" data-id=\"8183cf9\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"funds-h\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Structures d&#039;investissement r\u00e9glement\u00e9es et protection internationale<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72f352 lead elementor-widget elementor-widget-text-editor\" data-id=\"b72f352\" data-element_type=\"widget\" data-e-type=\"widget\" data-enter-solo=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Prot\u00e9ger le patrimoine familial contre les risques de concentration r\u00e9gionale et r\u00e9glementaire, par des v\u00e9hicules de fonds conformes et une pr\u00e9sence directe dans les places financi\u00e8res cl\u00e9s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9131668 e-con-full pillars e-flex e-con e-parent\" data-id=\"9131668\" data-element_type=\"container\" data-e-type=\"container\" data-enter-group=\"rule\">\n\t\t<div class=\"elementor-element elementor-element-d547fa4 e-con-full pillar e-flex e-con e-parent\" data-id=\"d547fa4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3578ec elementor-widget elementor-widget-html\" data-id=\"f3578ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg class=\"glyph\" viewBox=\"0 0 100 100\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(4 4) scale(0.72)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><path transform=\"translate(52 4) scale(0.72)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><path transform=\"translate(4 52) scale(0.72)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><path transform=\"translate(52 52) scale(0.72)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a54d6d h3 elementor-widget elementor-widget-heading\" data-id=\"5a54d6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Plateforme d&#039;allocation<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cbbbe4 elementor-widget elementor-widget-text-editor\" data-id=\"7cbbbe4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"pillar-li\">Fonds r\u00e9glement\u00e9s (FIDC, FIP, FII, FIM) selon les normes CVM et ANBIMA<\/span><span class=\"pillar-li\">Offshore : trusts, fonds, AMC, etc.<\/span><span class=\"pillar-li\">S\u00e9lection des meilleures institutions, juridictions et produits<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7bb8d7e e-con-full pillar e-flex e-con e-parent\" data-id=\"7bb8d7e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-414dfee elementor-widget elementor-widget-html\" data-id=\"414dfee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg class=\"glyph\" viewBox=\"0 0 100 100\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 26) scale(0.6)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><path transform=\"translate(28 34) scale(0.5)\" d=\"M 76.8 24.1 L 76.8 22.9 C 76.8 9.9 69.1 1.3 55.5 1.3 C 51.7 1.3 36.4 6 31.7 7.9 C 29.2 8.9 26.2 9.9 23 9.9 C 17.7 9.9 14 7.2 14 1.2 L 14 0 L 0 0 L 0 1.2 C 0 14.3 7.7 22.8 21.4 22.8 C 25.1 22.8 28.9 22.4 33.6 20.6 C 36.2 19.5 50.7 14.2 53.9 14.2 C 59.1 14.2 62.8 16.9 62.8 22.9 L 62.8 24.1 Z M 76.8 24.1\"\/><path transform=\"translate(70 26) scale(0.6)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3d3a63 h3 elementor-widget elementor-widget-heading\" data-id=\"e3d3a63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pr\u00e9sence dans les principales places : Zoug, Suisse, et S\u00e3o Paulo, Br\u00e9sil<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5b7b89 elementor-widget elementor-widget-text-editor\" data-id=\"d5b7b89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Acc\u00e8s direct aux juridictions bancaires et juridiques br\u00e9silienne, suisse et am\u00e9ricaine, ainsi qu&#39;aux principales places financi\u00e8res.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0666a57 e-con-full pillar e-flex e-con e-parent\" data-id=\"0666a57\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d558646 elementor-widget elementor-widget-html\" data-id=\"d558646\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg class=\"glyph\" viewBox=\"0 0 100 100\" fill=\"currentColor\" aria-hidden=\"true\"><rect x=\"1\" y=\"1\" width=\"98\" height=\"98\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"\/><path transform=\"translate(27 27) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-240ae90 h3 elementor-widget elementor-widget-heading\" data-id=\"240ae90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Risque et gouvernance institutionnels<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ce4f9 elementor-widget elementor-widget-text-editor\" data-id=\"e1ce4f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Supervision rigoureuse des politiques d&#39;investissement, des d\u00e9positaires, des administrateurs et des auditeurs ind\u00e9pendants.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b238201 funds-band elementor-widget elementor-widget-html\" data-id=\"b238201\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<figure class=\"shot shot--band shot--x-up\">\r\n    <div class=\"frame\" data-shot=\"up\">\r\n      <img src=\"https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/lake-zurich-1000.webp?v=771b682e\" srcset=\"https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/lake-zurich-1000.webp?v=771b682e 1000w, https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/lake-zurich-2000.webp?v=5c97618f 2000w, https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/lake-zurich-3000.webp?v=cbaaef1d 3000w\" sizes=\"100vw\" alt=\"Vue a\u00e9rienne du lac de Zurich au lever du jour\" loading=\"lazy\" decoding=\"async\">\r\n      <span class=\"veil\" aria-hidden=\"true\"><\/span>\r\n    <\/div>\r\n    <figcaption><div class=\"in\">Lac de Zurich, Suisse<\/div><\/figcaption>\r\n  <\/figure>\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-473df08 e-con-full sec gov e-flex e-con e-parent\" data-id=\"473df08\" data-element_type=\"container\" data-e-type=\"container\" id=\"governance\" aria-labelledby=\"gov-h\">\n\t\t<div class=\"elementor-element elementor-element-441a4d0 e-con-full in e-flex e-con e-parent\" data-id=\"441a4d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2636348 e-con-full grid gov-grid e-flex e-con e-parent\" data-id=\"2636348\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d741ee7 e-con-full gov-left e-flex e-con e-parent\" data-id=\"d741ee7\" data-element_type=\"container\" data-e-type=\"container\" data-enter=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ba649b label elementor-widget elementor-widget-heading\" data-id=\"9ba649b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Gouvernance<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fdd3d1 h2 elementor-widget elementor-widget-heading\" data-id=\"9fdd3d1\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"gov-h\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gouvernance multig\u00e9n\u00e9rationnelle et architecture successorale<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4be1e4 lead elementor-widget elementor-widget-text-editor\" data-id=\"f4be1e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Prot\u00e9ger la continuit\u00e9 des activit\u00e9s et la coh\u00e9sion familiale au sein de groupes multi-soci\u00e9t\u00e9s, par des structures sociales et successorales \u00e9prouv\u00e9es.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92699bf gov-photo elementor-widget elementor-widget-html\" data-id=\"92699bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<figure class=\"shot shot--land shot--x-left \">\r\n  <div class=\"frame\" data-shot=\"left\">\r\n    <img src=\"https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/board-jet-1000.webp?v=a0825fbe\" srcset=\"https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/board-jet-1000.webp?v=a0825fbe 1000w, https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/board-jet-2000.webp?v=ffadd79a 2000w\" sizes=\"(max-width: 1024px) 100vw, 40vw\" alt=\"\u00c9quipe dirigeante en r\u00e9union pr\u00e8s d&#39;un jet priv\u00e9\" loading=\"lazy\" decoding=\"async\">\r\n    <span class=\"veil\" aria-hidden=\"true\"><\/span>\r\n  <\/div>\r\n  <svg class=\"regmark regmark--br\" viewBox=\"0 0 46 46\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 0) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\r\n<\/figure>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57fdf5d e-con-full gov-list e-flex e-con e-parent\" data-id=\"57fdf5d\" data-element_type=\"container\" data-e-type=\"container\" data-enter-group=\"slide\">\n\t\t<div class=\"elementor-element elementor-element-9ee113f e-con-full gov-item e-flex e-con e-parent\" data-id=\"9ee113f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1a3d75 elementor-widget elementor-widget-html\" data-id=\"c1a3d75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"22\" height=\"22\" viewBox=\"0 0 46 46\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 0) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b92741a gov-h3 elementor-widget elementor-widget-heading\" data-id=\"b92741a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Gouvernance multi-groupes<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0147861 elementor-widget elementor-widget-text-editor\" data-id=\"0147861\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Supervision financi\u00e8re et sociale de groupes pesant plusieurs milliards.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52e04f6 e-con-full gov-item e-flex e-con e-parent\" data-id=\"52e04f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f9546c elementor-widget elementor-widget-html\" data-id=\"0f9546c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"22\" height=\"22\" viewBox=\"0 0 46 46\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 0) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee1b79e gov-h3 elementor-widget elementor-widget-heading\" data-id=\"ee1b79e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Succession transfrontali\u00e8re<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47e20b5 elementor-widget elementor-widget-text-editor\" data-id=\"47e20b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mise en coh\u00e9rence des structures juridiques internationales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc7dedd e-con-full gov-item e-flex e-con e-parent\" data-id=\"fc7dedd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ac248c elementor-widget elementor-widget-html\" data-id=\"7ac248c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"22\" height=\"22\" viewBox=\"0 0 46 46\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 0) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3dded92 gov-h3 elementor-widget elementor-widget-heading\" data-id=\"3dded92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">M\u00e9diation familiale<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3ce301 elementor-widget elementor-widget-text-editor\" data-id=\"e3ce301\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>M\u00e9diation d&#39;entreprise neutre pour d\u00e9nouer des dynamiques familiales complexes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-a7ff11e e-con-full sec rep e-flex e-con e-parent\" data-id=\"a7ff11e\" data-element_type=\"container\" data-e-type=\"container\" id=\"reputation\" aria-labelledby=\"rep-h\">\n\t\t<div class=\"elementor-element elementor-element-23982c8 e-con-full in e-flex e-con e-parent\" data-id=\"23982c8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3525a88 e-con-full grid rep-top e-flex e-con e-parent\" data-id=\"3525a88\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-31858f0 e-con-full rep-copy e-flex e-con e-parent\" data-id=\"31858f0\" data-element_type=\"container\" data-e-type=\"container\" data-enter=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d7ec82 label elementor-widget elementor-widget-heading\" data-id=\"4d7ec82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">R\u00e9putation<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a9c4ad h2 elementor-widget elementor-widget-heading\" data-id=\"2a9c4ad\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"rep-h\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Prot\u00e9ger et renforcer la r\u00e9putation et l&#039;influence de votre famille<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09d58f2 lead elementor-widget elementor-widget-text-editor\" data-id=\"09d58f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Les familles en vue font face \u00e0 une exposition institutionnelle, \u00e0 la surveillance des march\u00e9s et \u00e0 une vuln\u00e9rabilit\u00e9 publique. Nous int\u00e9grons gouvernance de la r\u00e9putation et coaching en communication pour prot\u00e9ger la position de la famille et la valeur de ses actifs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-069af78 rep-photo elementor-widget elementor-widget-html\" data-id=\"069af78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<figure class=\"shot shot--land shot--x-right rep-photo\">\r\n  <div class=\"frame\" data-shot=\"right\">\r\n    <img src=\"https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/women-jet-1000.webp?v=8e619f5a\" srcset=\"https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/women-jet-1000.webp?v=8e619f5a 1000w, https:\/\/pactramfo.com\/wp-content\/uploads\/pactra\/assets\/img\/women-jet-2000.webp?v=30723396 2000w\" sizes=\"(max-width: 1024px) 100vw, 50vw\" alt=\"Deux dirigeants marchant vers un jet priv\u00e9\" loading=\"lazy\" decoding=\"async\">\r\n    <span class=\"veil\" aria-hidden=\"true\"><\/span>\r\n  <\/div>\r\n  <svg class=\"regmark regmark--tl\" viewBox=\"0 0 46 46\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(0 0) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\r\n<\/figure>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-54213b7 e-con-full rep-list e-flex e-con e-parent\" data-id=\"54213b7\" data-element_type=\"container\" data-e-type=\"container\" data-enter-group=\"settle\">\n\t\t<div class=\"elementor-element elementor-element-2d482c6 e-con-full rep-item e-flex e-con e-parent\" data-id=\"2d482c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e447974 elementor-widget elementor-widget-html\" data-id=\"e447974\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg class=\"glyph\" viewBox=\"0 0 100 100\" fill=\"currentColor\" aria-hidden=\"true\"><circle cx=\"50\" cy=\"50\" r=\"48\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"\/><path transform=\"translate(27 27) scale(1)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6c522b h3 elementor-widget elementor-widget-heading\" data-id=\"c6c522b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Gestion de crise<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-093bc5b elementor-widget elementor-widget-text-editor\" data-id=\"093bc5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Protocoles de r\u00e9ponse rapide, strat\u00e9gies de confinement et d\u00e9fense face \u00e0 l&#39;exposition lors d&#39;op\u00e9rations de fusion-acquisition ou de restructuration.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1145d6 e-con-full rep-item e-flex e-con e-parent\" data-id=\"a1145d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a7a7ce elementor-widget elementor-widget-html\" data-id=\"4a7a7ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg class=\"glyph\" viewBox=\"0 0 100 100\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(4 22) scale(1.2)\" d=\"M 76.8 24.1 L 76.8 22.9 C 76.8 9.9 69.1 1.3 55.5 1.3 C 51.7 1.3 36.4 6 31.7 7.9 C 29.2 8.9 26.2 9.9 23 9.9 C 17.7 9.9 14 7.2 14 1.2 L 14 0 L 0 0 L 0 1.2 C 0 14.3 7.7 22.8 21.4 22.8 C 25.1 22.8 28.9 22.4 33.6 20.6 C 36.2 19.5 50.7 14.2 53.9 14.2 C 59.1 14.2 62.8 16.9 62.8 22.9 L 62.8 24.1 Z M 76.8 24.1\"\/><path transform=\"translate(4 58) scale(1.2)\" d=\"M 76.8 24.1 L 76.8 22.9 C 76.8 9.9 69.1 1.3 55.5 1.3 C 51.7 1.3 36.4 6 31.7 7.9 C 29.2 8.9 26.2 9.9 23 9.9 C 17.7 9.9 14 7.2 14 1.2 L 14 0 L 0 0 L 0 1.2 C 0 14.3 7.7 22.8 21.4 22.8 C 25.1 22.8 28.9 22.4 33.6 20.6 C 36.2 19.5 50.7 14.2 53.9 14.2 C 59.1 14.2 62.8 16.9 62.8 22.9 L 62.8 24.1 Z M 76.8 24.1\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddfb525 h3 elementor-widget elementor-widget-heading\" data-id=\"ddfb525\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Communication &amp; coaching de porte-parole<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a7b099 elementor-widget elementor-widget-text-editor\" data-id=\"7a7b099\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Formation pratique des membres de la famille et des dirigeants, en conseil d&#39;administration, face aux m\u00e9dias et devant les parties prenantes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-82f6daa e-con-full rep-item e-flex e-con e-parent\" data-id=\"82f6daa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-842705f elementor-widget elementor-widget-html\" data-id=\"842705f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg class=\"glyph\" viewBox=\"0 0 100 100\" fill=\"currentColor\" aria-hidden=\"true\"><path transform=\"translate(14 4) scale(1.2)\" d=\"M 1.8 21.4 C 1.8 25.1 2.2 28.9 4 33.6 L 4 33.6 C 5.1 36.2 9.9 50.2 9.9 53.4 C 9.9 58.6 7.2 62.4 1.2 62.4 L 0 62.4 L 0 76.4 L 1.2 76.4 C 14.3 76.4 22.8 68.7 22.8 55 C 22.8 51.3 18.5 36.4 16.7 31.7 L 16.8 31.7 C 15.7 29.2 14.7 26.2 14.7 23 C 14.7 17.7 17.4 14 23.4 14 L 24.6 14 L 24.6 0 L 23.4 0 C 10.3 0 1.8 7.7 1.8 21.4\"\/><path transform=\"translate(56 30) scale(0.85)\" d=\"M 15.4 29.6 L 15.4 45 L 29.4 45 L 29.4 29.6 L 45.2 29.6 L 45.1 15.7 L 29.3 15.7 L 29.4 0 L 15.4 0 L 15.4 15.7 L 0 15.7 L 0.1 29.6 Z M 15.4 29.6\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed0064c h3 elementor-widget elementor-widget-heading\" data-id=\"ed0064c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">R\u00e9putation strat\u00e9gique &amp; alignement ESG<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ab7e97 elementor-widget elementor-widget-text-editor\" data-id=\"7ab7e97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Plus de 19 ans d&#39;exp\u00e9rience de direction \u00e0 positionner la marque, l&#39;ESG et la r\u00e9putation comme leviers de valorisation et d&#39;influence.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-a620593 e-con-full sec faq e-flex e-con e-parent\" data-id=\"a620593\" data-element_type=\"container\" data-e-type=\"container\" aria-labelledby=\"faq-h\">\n\t\t<div class=\"elementor-element elementor-element-23adb6f e-con-full in e-flex e-con e-parent\" data-id=\"23adb6f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-938aa34 e-con-full grid faq-grid e-flex e-con e-parent\" data-id=\"938aa34\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-41c3909 e-con-full faq-head e-flex e-con e-parent\" data-id=\"41c3909\" data-element_type=\"container\" data-e-type=\"container\" data-enter=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ffd3f5 h2 elementor-widget elementor-widget-heading\" data-id=\"6ffd3f5\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"faq-h\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Demandes institutionnelles<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2698d9c elementor-widget elementor-widget-html\" data-id=\"2698d9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<span class=\"draft\" title=\"R\u00e9ponses \u00e0 l&#39;\u00e9tat de projet, en attente de validation par le client.\">Projet<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90f49c5 e-con-full faq-list e-flex e-con e-parent\" data-id=\"90f49c5\" data-element_type=\"container\" data-e-type=\"container\" data-enter-group=\"fade\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cba5e1 elementor-widget elementor-widget-html\" data-id=\"7cba5e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<details open>\r\n          <summary><span>Comment Pactra pr\u00e9serve-t-elle son ind\u00e9pendance face aux conflits de la banque priv\u00e9e ?<\/span><i class=\"pm\" aria-hidden=\"true\"><\/i><\/summary>\r\n          <div class=\"ans\"><p>Pactra ne per\u00e7oit aucune commission, r\u00e9trocession ni quota de vente sur des produits tiers. Les honoraires sont convenus directement avec chaque famille et chaque co\u00fbt de la cha\u00eene d&#39;investissement est communiqu\u00e9.<\/p><\/div>\r\n        <\/details>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-557cd78 elementor-widget elementor-widget-html\" data-id=\"557cd78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<details>\r\n          <summary><span>O\u00f9 se trouvent les bureaux de Pactra ?<\/span><i class=\"pm\" aria-hidden=\"true\"><\/i><\/summary>\r\n          <div class=\"ans\"><p>Pactra op\u00e8re depuis S\u00e3o Paulo, au Br\u00e9sil, et Zoug, en Suisse, avec un acc\u00e8s direct aux juridictions bancaires et juridiques br\u00e9silienne et suisse.<\/p><\/div>\r\n        <\/details>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f51e222 elementor-widget elementor-widget-html\" data-id=\"f51e222\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<details>\r\n          <summary><span>Quelle \u00e9chelle de gouvernance d&#39;entreprise et familiale Pactra g\u00e8re-t-elle ?<\/span><i class=\"pm\" aria-hidden=\"true\"><\/i><\/summary>\r\n          <div class=\"ans\"><p>Pactra assure la supervision financi\u00e8re et sociale de groupes familiaux multi-soci\u00e9t\u00e9s.<\/p><\/div>\r\n        <\/details>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39c4fce elementor-widget elementor-widget-html\" data-id=\"39c4fce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<details>\r\n          <summary><span>Comment Pactra prot\u00e8ge-t-elle la r\u00e9putation familiale et g\u00e8re-t-elle les situations de crise ?<\/span><i class=\"pm\" aria-hidden=\"true\"><\/i><\/summary>\r\n          <div class=\"ans\"><p>Par des protocoles de r\u00e9ponse rapide, des strat\u00e9gies de confinement et un coaching de porte-parole, associ\u00e9s \u00e0 un positionnement de r\u00e9putation et ESG de long terme, port\u00e9 par plus de 19 ans d&#39;exp\u00e9rience de direction.<\/p><\/div>\r\n        <\/details>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d0febc elementor-widget elementor-widget-html\" data-id=\"8d0febc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<details>\r\n          <summary><span>Comment un dirigeant familial ou son conseil peut-il engager une discussion confidentielle ?<\/span><i class=\"pm\" aria-hidden=\"true\"><\/i><\/summary>\r\n          <div class=\"ans\"><p>\u00c9crivez \u00e0 contact@pactramfo.com. Chaque demande parvient directement \u00e0 la direction ex\u00e9cutive et est trait\u00e9e dans une stricte confidentialit\u00e9 institutionnelle.<\/p><\/div>\r\n        <\/details>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-773c3b2 e-con-full sec contact e-flex e-con e-parent\" data-id=\"773c3b2\" data-element_type=\"container\" data-e-type=\"container\" id=\"locations\" aria-labelledby=\"ct-h\">\n\t\t<div class=\"elementor-element elementor-element-6544a60 e-con-full in e-flex e-con e-parent\" data-id=\"6544a60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fe8956f e-con-full grid contact-top e-flex e-con e-parent\" data-id=\"fe8956f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dd76b56 e-con-full t e-flex e-con e-parent\" data-id=\"dd76b56\" data-element_type=\"container\" data-e-type=\"container\" data-enter=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79066cd label elementor-widget elementor-widget-heading\" data-id=\"79066cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Implantations<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49a88cb h2 elementor-widget elementor-widget-heading\" data-id=\"49a88cb\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"ct-h\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Demandes confidentielles<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2256030 lead elementor-widget elementor-widget-text-editor\" data-id=\"2256030\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pour un \u00e9change discret sur la gestion d&#39;actifs, la gouvernance multi-soci\u00e9t\u00e9s ou la strat\u00e9gie de r\u00e9putation, contactez directement notre direction ex\u00e9cutive :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1279f21 e-con-full mailbox e-flex e-con e-parent\" data-id=\"1279f21\" data-element_type=\"container\" data-e-type=\"container\" data-enter=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-128c7d2 mail-k elementor-widget elementor-widget-heading\" data-id=\"128c7d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Adresse directe de la direction<\/span>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e48881e e-con-full mailrow e-flex e-con e-parent\" data-id=\"e48881e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-013be1b elementor-widget elementor-widget-text-editor\" data-id=\"013be1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a class=\"mail\" href=\"mailto:contact@pactramfo.com\" id=\"mail\">contact@pactramfo.com<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5ca9de elementor-widget elementor-widget-html\" data-id=\"b5ca9de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<button class=\"btn copy\" type=\"button\" data-copy=\"\">Copier<\/button>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6052843 e-con-full hubs e-flex e-con e-parent\" data-id=\"6052843\" data-element_type=\"container\" data-e-type=\"container\" data-enter-group=\"lift\">\n\t\t\t\t<div class=\"elementor-element elementor-element-537e1d8 pactra-layers hub-line elementor-widget elementor-widget-html\" data-id=\"537e1d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg class=\"hub-line\" viewBox=\"0 0 1000 72\" preserveAspectRatio=\"none\" aria-hidden=\"true\">\r\n        <path id=\"arc\" d=\"M250 60 C 400 -10, 600 -10, 750 60\" fill=\"none\" stroke=\"#B39B6D\" stroke-width=\"1\" stroke-dasharray=\"4 6\" vector-effect=\"non-scaling-stroke\"\/>\r\n      <\/svg>\t\t\t\t<\/div>\n\t\t<article class=\"elementor-element elementor-element-13ea028 e-con-full hub e-flex e-con e-parent\" data-id=\"13ea028\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e61bc4 hub-h elementor-widget elementor-widget-heading\" data-id=\"4e61bc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Bureau de S\u00e3o Paulo<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ef9030 city elementor-widget elementor-widget-heading\" data-id=\"0ef9030\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">S\u00e3o Paulo<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf148f5 elementor-widget elementor-widget-html\" data-id=\"bf148f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<p class=\"clock\"><span data-clock=\"America\/Sao_Paulo\">--:--<\/span> <span class=\"sr-only\">Heure locale<\/span><\/p>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3109c6e e-con-full meta e-flex e-con e-parent\" data-id=\"3109c6e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b01e803 elementor-widget elementor-widget-heading\" data-id=\"b01e803\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">S\u00e3o Paulo, SP, Br\u00e9sil<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f941cc9 elementor-widget elementor-widget-heading\" data-id=\"f941cc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">23.55\u00b0 S, 46.63\u00b0 W<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ba12bc addr elementor-widget elementor-widget-heading\" data-id=\"6ba12bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">[Rue \/ centre d&#039;affaires]<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t<article class=\"elementor-element elementor-element-ab7a77d e-con-full hub e-flex e-con e-parent\" data-id=\"ab7a77d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09e858d hub-h elementor-widget elementor-widget-heading\" data-id=\"09e858d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Bureau de Zoug<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-129c41d city elementor-widget elementor-widget-heading\" data-id=\"129c41d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Zug<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4861e4 elementor-widget elementor-widget-html\" data-id=\"e4861e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<p class=\"clock\"><span data-clock=\"Europe\/Zurich\">--:--<\/span> <span class=\"sr-only\">Heure locale<\/span><\/p>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-510f827 e-con-full meta e-flex e-con e-parent\" data-id=\"510f827\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48a1bf3 elementor-widget elementor-widget-heading\" data-id=\"48a1bf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Zoug, Suisse<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a4a70e elementor-widget elementor-widget-heading\" data-id=\"6a4a70e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">47.17\u00b0 N, 8.52\u00b0 E<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b45e67c addr elementor-widget elementor-widget-heading\" data-id=\"b45e67c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">[Rue \/ centre d&#039;affaires]<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e4bddb8 e-con-full privacy-note e-flex e-con e-parent\" data-id=\"e4bddb8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ceeed0 elementor-widget elementor-widget-html\" data-id=\"4ceeed0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" aria-hidden=\"true\"><rect x=\"5\" y=\"11\" width=\"14\" height=\"10\" rx=\"1\"\/><path d=\"M8 11V7a4 4 0 0 1 8 0v4\"\/><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d841c3 elementor-widget elementor-widget-text-editor\" data-id=\"5d841c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Toutes les communications sont trait\u00e9es dans une stricte confidentialit\u00e9 institutionnelle.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-523872e e-con-full closing e-flex e-con e-parent\" data-id=\"523872e\" data-element_type=\"container\" data-e-type=\"container\" data-closing=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb49240 elementor-widget elementor-widget-text-editor\" data-id=\"cb49240\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ing\u00e9nierie patrimoniale. P\u00e9rennit\u00e9. H\u00e9ritage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d079f8b sig elementor-widget elementor-widget-heading\" data-id=\"d079f8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Pactra Multi Family Office<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-16","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/pactramfo.com\/fr\/wp-json\/wp\/v2\/pages\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pactramfo.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pactramfo.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/pactramfo.com\/fr\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":1,"href":"https:\/\/pactramfo.com\/fr\/wp-json\/wp\/v2\/pages\/16\/revisions"}],"predecessor-version":[{"id":25,"href":"https:\/\/pactramfo.com\/fr\/wp-json\/wp\/v2\/pages\/16\/revisions\/25"}],"wp:attachment":[{"href":"https:\/\/pactramfo.com\/fr\/wp-json\/wp\/v2\/media?parent=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}